Spencer Financial Strategies

Investment

Investing should be easy – just buy low and sell high – but most of us have trouble following that simple advice. There are principles and strategies that may enable you to put together an investment portfolio that reflects your risk tolerance, time horizon, and goals. Understanding these principles and strategies can help you avoid some of the pitfalls that snare some investors.

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The Fed and How It Got That Way

The Fed and How It Got That Way

Here is a quick history of the Federal Reserve and an overview of what it does.

You Would Rather Be...

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Are you a thrill seeker, or content to relax in the backyard? Use this flowchart to find out more about your risk tolerance.

16 Wall Street Cliches in 60 Seconds

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How Stocks Work

Understanding how a stock works is key to understanding your investments.

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This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.

Taxable vs. Tax-Deferred Savings

Use this calculator to compare the future value of investments with different tax consequences.

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This questionnaire will help determine your tolerance for investment risk.

Contributing to an IRA?

Determine if you are eligible to contribute to a traditional or Roth IRA.

Impact of Taxes and Inflation

Estimate the potential impact taxes and inflation can have on the purchasing power of an investment.

How Compound Interest Works

Use this calculator to better see the potential impact of compound interest on an asset.

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There are some smart strategies that may help you pursue your investment objectives

5 Smart Investing Principles

Principles that can help create a portfolio designed to pursue investment goals.

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Learning more about gold and its history may help you decide whether it has a place in your portfolio.

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Even low inflation rates can pose a threat to investment returns.

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$1 million in a diversified portfolio could help finance part of your retirement.

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From the Dutch East India Company to Wall Street, the stock market has a long and storied history.

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What if instead of buying that vacation home, you invested the money?

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