Planning is not just about retirement. It’s about how you want to live your life today as well as tomorrow. People are traveling, starting businesses, caring for parents, going back to school, volunteering for charities and helping their kids at various stages of their lives. Being prepared financially to live life the way you want starts now. At Spencer Financial Strategies, planning for your future is a personal experience. I want to hear about your dreams first, so I understand the type of life you want to lead. Then, my more than 20 years of experience kicks in to create the plan that’s right for you - something you create - not some template that doesn’t know who you are. The results? Well, my clients like to share their happiness with me when I help them achieve their dreams, so I treasure the pictures of clients at the pyramids in Egypt, taking river cruises down the Thames River, taking their grandchildren to Disney and many more. So, start dreaming and let me help you get there!